What Belongs in Your Legacy Binder
Whether physical or digital, your legacy binder is a roadmap for your loved ones— holding everything they need to manage your affairs with clarity and grace.
Financial Accounts
- Passwords for all bank & online accounts
- Retirement account details (401k, IRA, pension)
- Investment accounts (brokerage, stocks, bonds)
- Outstanding debts & loans
- Safe deposit box location & key
Insurance Policies
- Life insurance policy & beneficiaries
- Health insurance information
- Property & auto insurance policies
- Long-term care or disability insurance
Legal Documents
- Estate plan or living trust
- Will & power of attorney
- Social Security cards & birth certificates
- Property deeds & vehicle titles
- Marriage certificate
- Passports & other Identification documents
Tax & Employment
- Tax returns (past 3-7 years)
- Employer information & HR contacts
- Survivor benefits information
- Business ownership documents
Final Wishes
- Instructions for burial or cremation
- Wishes for children's care
- Personal letters to loved ones
- Memorial preferences
- Any information that lifts a burden
Key Contacts
- Attorney & financial advisor
- CPA or tax preparer
- Insurance agent details
- List of people to notify
This Guide Comes From the Book
The legacy binder checklist is featured in "Plant Your Money Seeds: Replanting Your Money Thoughts at Every Stage of Life" by Foluke Olayele.
The book walks you through every stage of your financial journey—from planting your first seeds to leaving a lasting legacy for generations to come.
Get Your CopyWords of Wisdom
Start where you are. You don't need every document today. Begin with what you have and add over time.
Tell someone. The binder is only useful if a trusted person knows where to find it.
Keep it secure. Store in a fireproof safe or secure digital location with backup access.
Both partners need one. You do not know which one of you will go first.
Schedule Your Annual Review
Life changes—and so should your legacy binder. Set aside time each year to update account information, review beneficiaries, and ensure your wishes are current. This is a beautiful gift. You will not be there to see your spouse receive it—but imagine being able to take away their burden before it ever arrives.
Set a reminder for your birthday each yearNeed Help Getting Started?
Building your legacy binder doesn't have to be overwhelming. Let's work together to organize your financial life and create peace of mind for you and your loved ones.
Schedule a Consultation