TURNING 18

What You Need to Plan For Adulthood

Plan

Protect

Prosper

Most 18-year-olds won't see this until their 30s.

After the debt. After the mistakes. After the lessons that cost them more than they had to spend. You don't have to take that route.

These two checklists are your head start. One is for you. One is for the people who raised you. Both are designed to move you from knowing to doing... starting today.

— Aunty Foluke | Certified Financial Coach | Author

Download Your Free Checklists

Choose yours below. Download it. Print it. Work through it one step at a time.

For You

🎓

Your Financial Head Start Checklist

Built for 18-year-olds who are ready to get ahead... before adulthood catches them off guard.

Banking basics (checking, savings, direct deposit)
How to write a check... step by step
The 40:60 budget method
Documents you must locate and protect
Insurance 101 (health, auto, renters)
Credit 101
Digital security as a money skill
College transition financial checklist

For Parents

🏡

The Parent's Guide to Launching Financially Ready Adults

The conversations, the documents, the handoffs... everything to do before they walk out the door.

The Time-to-Money progression ladder
Financial conversations to have before they leave
Credit setup for your teen
Documents, legal transitions (and the will conversation)
Insurance handoff checklist
College and FAFSA preparation
Letting go with wisdom (not rescue)
What to do now for ages 13-17

The K.I.N.G. Framework

How to think about money from the inside out

K Knowledge Know what money is and how it actually works.

I Identity Your beliefs about money shape every financial decision you make.

N Navigation Have a plan. Understand where every dollar goes before it arrives.